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Gusto Benefits

Benefits & Perks

Simple benefits administration integrated with payroll for small businesses.

Overview

Gusto Benefits provides seamless benefits administration fully integrated with Gusto Payroll, making it incredibly easy for small businesses to offer comprehensive employee benefits. The platform handles health insurance shopping and enrollment, 401k administration, HSA/FSA management, commuter benefits, and workers compensation—all through a single intuitive interface. Gusto acts as a licensed broker, helping businesses compare plans and ensuring compliance with benefits regulations.

Pros & Cons

Pros

  • Seamless integration with Gusto Payroll eliminates duplicate data entry
  • User-friendly interface requiring minimal HR expertise
  • Full-service support including benefits advising
  • Automated compliance and reporting
  • Competitive broker commissions with no hidden fees
  • Employee self-service portal for enrollment and changes

Cons

  • Limited to businesses already using or willing to use Gusto Payroll
  • Smaller carrier network compared to specialized benefits brokers
  • Not ideal for large enterprises with complex benefit needs
  • Less customization than enterprise benefits platforms

Who Should Use This?

Best For

  • Small businesses (5-100 employees) offering benefits for the first time
  • Companies already using Gusto Payroll
  • Organizations wanting simple, integrated benefits administration
  • Businesses seeking hands-off benefits management
  • Startups with limited HR resources

Not Ideal For

  • Large enterprises over 500 employees
  • Companies using different payroll systems
  • Organizations requiring highly customized benefit plans
  • Businesses with complex multi-state benefits requirements

Key Features

Health Insurance
401k Administration
HSA/FSA
Commuter Benefits
Life Insurance
Workers Comp

Implementation

Setup takes 1-2 weeks. Gusto provides benefits advisors to help with plan selection and employee enrollment.

Free Resource

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Quick Info

Pricing
Paid

Included with Gusto Complete plan ($12/month per person). Broker commissions are competitive and transparent.

Company Size
1-1011-5051-200
Industries
All Industries
Integrations
Gusto PayrollQuickBooksXero

Frequently Asked Questions About Gusto Benefits

Common questions about Gusto Benefits, including pricing, features, integrations, and who should use it.